2 Myths Holding Back Home Buyers

Myth #1: "I Need a 20% Down Payment" Buyers often overestimate the funds needed to qualify for a home loan. According to the same report: 22% of renters and 31% of homeowners believe lenders require 20% or more of a home’s sale price as a down payment for a typical mortgage today. And,

2 Myths Holding Back Home Buyers.. Whether buying your first home or moving up to your dream home, knowing your options will make the mortgage process easier. Your dream home may already be within your reach. By Michael R Balog.

Back in May 2010, as part of the run-up to what the administration. Such persistence in the face of repeated failure suggests that some powerful myths continue to hold sway among politicians and.

by Keeping Current MattersFreddie Mac recently released a report entitled, "Perceptions of Down payment consumer research." Their research revealed that,"For many prospective homebuyers, saving for a down payment is the largest barrier to achieving the goal of homeownership. Part of the challenge for those planning to purchase a home is their perception of how much they will need to save.

Myth #1: “I Need a 20% Down Payment” Buyers often overestimate the funds needed to qualify for a home loan. According to the same report: 22% of renters and 31% of homeowners believe lenders require 20% or more of a home’s sale price as a down payment for a typical mortgage today. And,

The first six bullet-pointed items above are all investment myths that are in the process of being busted. But investing for real-life objectives like a desired lifestyle in retirement, funding a.

Exclusive: Two of the most common beliefs stopping people from eating healthily are today busted open as myths. back again, and they do that by making the food delicious, by way of salt, sugar and.

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FHA DPA Advantage – 2% non-repayable grant, FHA only, applicable to First Time Home Buyers, Community Heros, or below 140% of median income. Myth #2: "I Need a 780 fico score or Higher to Buy" Similar to the down payment, many either don’t know or are misinformed about what FICO score is necessary to qualify.

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